Nestled in the picturesque coastal haven of Surf Beach, this meticulously maintained four-bedroom residence offers coastal convenience. Here, you can relish the dual charms of Swan Bay's mesmerizing vistas and the tranquil expanse of rural farmland, all within a leisurely stroll of the popular surf breaks. This coastal retreat, a mere four years young, exudes thoughtful design and flawless execution. A concrete driveway beckons you towards the inviting entrance, whereupon stepping inside, you'll discover the lower level's spacious living area and three generously-sized bedrooms, all adorned with convenient built-in robes. The bathroom on this floor boasts a freestanding bathtub and opulent floor-to-ceiling tiling, delivering a touch of luxury you'll savor. A spacious laundry with external access and ample storage further elevate the practicality of this dwelling. The living space is equipped with a cozy wood fire heater, ensuring warmth during the cooler seasons. Additionally, soundproofing between the bedrooms enhances privacy, while a convenient door leads to the lower undercover entertainment deck and the expansive backyard. Throughout this residence, the warmth of hardwood flooring provides a timeless aesthetic, leading you up the stairwell, which cleverly conceals an abundance of storage beneath. Ascend to the upper level, where panoramic views of Swan Bay, rolling farmlands, and distant mountain vistas await. The heart of the home, a beautifully appointed kitchen, showcases high-quality appliances including a stainless steel Westinghouse 900mm oven and gas cooktop, ducted canopy rangehood, an ultramodern black sink, pantry, and modern cabinetry graced with stone bench tops. A spacious lounge area seamlessly flows into the dining space and a generously sized deck with glass balustrading, inviting you to bask in the bayside panoramas and evening sunsets. The master suite, discreetly positioned at the rear of the home, offers both resplendent views and the convenience of a walk-in robe and sumptuous ensuite. Upstairs, you'll also find an abundance of storage and a well-proportioned powder room for added convenience. Outdoors, your sanctuary extends to an alfresco shower and an inviting entertaining area complete with a pizza oven. A notable feature is the double gates, providing access to the rear lane, ideal for deliveries of firewood or garden supplies, as well as your gateway to the surf. Additional features of this remarkable property include split system heating and cooling, gas instantaneous hot water, 3 phase power in the yard, a water tank plumbed to toilets, durable hardiplank external walls, internal access from the remote double garage, ceiling fans in each bedroom, a substantial 6.5KW solar panel system, NBN and a tastefully neutral color palette throughout. Positioned in a central island location, within an easy 10-15 minute commute to all the local Phillip Island Tourist attractions - including the Grand Prix Circuit, the Nobbies, Penguin Parade, Churchill Island, multiple wineries and the main township of Cowes to access a range of restaurants, bars, cafes, boutique shops and supermarkets. Making this home perfect for either permanent or holiday home buyers. Dont miss this opportunity to secure this immaculate coastal family home. Inspections by Appointment! This property for sale in Surf Beach is proudly presented by Ray White Real Estate Phillip Island.