Welcome to 20 Monterey Avenue, Cowes - a stunning single-level four-bedroom home that combines elegance, functionality, and the allure of coastal living. This beautifully built residence offers a serene and comfortable lifestyle in one of Cowes' most sought-after neighborhoods. As you step through the front door, you'll immediately appreciate the craftsmanship and attention to detail that has gone into every aspect of this home. The spacious layout is designed to accommodate modern living while exuding an air of luxury. The heart of the home is the open living, kitchen, and dining area, where you'll find an inviting space that is perfect for both everyday family gatherings and entertaining guests. The kitchen is a chef's dream, boasting stainless steel appliances, gorgeous stone benchtops, and a full butler's pantry, providing ample storage and workspace for culinary enthusiasts. One of the standout features of this home is the enormous master bedroom. It comes complete with his and hers walk-in wardrobes, ensuring you have all the storage space you need, and a full ensuite bathroom for added convenience. On clear nights, you can gaze at the stars through the skylight in the master bedroom, creating a magical and romantic atmosphere. For those chilly evenings, the main living area features a gorgeous fireplace that not only adds warmth but also has ducts to efficiently heat the bedrooms, making it the ideal spot to cozy up with loved ones during the winter months. The beautifully landscaped gardens surround the property, providing a lush and private backdrop to your everyday life. The north-facing fully covered entertaining area seamlessly extends from the main living area, creating the perfect space for outdoor dining, barbecues, or simply relaxing while enjoying the fresh coastal breeze. This home offers additional comfort with a second modern bathroom featuring a bath, shower, and a separate toilet for family and guests. The oversized double garage at the front of the house includes a laundry area at the rear and ample storage space, ensuring that all your practical needs are met. The interior of this home showcases a harmonious blend of materials, with blackbutt timber, carpet, and tile flooring throughout, creating a warm and inviting ambiance. Other features include: zoned ducted heating and cooling throughout, barbeque/spa area at the rear, within easy walking distance to the beach and golf course. All of this on a fully fenced 610sqm allotment. This home in Cowes is proudly presented to you by Ray White Phillip Island. Inspections by appointment only.