When starting out on your property journey, an opportunity to enter the market in a brand-new property seldom presents itself. Today we welcome you to the establishment at 13 Ruby Road, Rutherford. The complex is almost finished construction and is ready to market for the astute purchaser ready to get in before completion. Six of the villas offers three bedrooms, a double remote garage with internal access and an undercover alfresco area in a fully fenced grassed yard. Being free standing and having a yard gives the illusion of your own small house rather than being in built up living but in a price range that provides an opportunity to enter the market, invest or downsize. All up there are still six three-bed, two bath and double garage villas still available to purchase as well as two, two-bedroom, one-bathroom, single garage. Being brand new the complex will attract first home buyers eligible for the First Home Loan Deposit Scheme (purchase with a deposit of 5% with no requirement for taking out landers mortgage insurance), First Home Loan Deposit Scheme New Home Guarantee, First Home Owner Grant (New Homes Scheme) and/or the First Home Buyer Assistance Scheme (stamp duty concessions. For more information about the benefits of purchasing a brand new first home go to: https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer/new-homes https://www.nhfic.gov.au/what-we-do/support-to-buy-a-home/new-home-guarantee/ https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer/new-homes#:~:text=for%20established%20homes.-,What%20is%20the%20First%20Home%20Owner%20Grant%3F,the%20plan%20or%20substantially%20renovated. Equally, investors will pay keen attention to the development when looking to maximise depreciation tax incentives and reduce maintenance costs for a more predictable rental return. Units and villas in Rutherford has achieved a yield of 4.6% in the suburb over the last 12 months and an annual capital growth rate of 18.4% so it is no wonder the predictions for investment in the area are positive. Alternately, downsizers looking to make the most of the governments non-concessional contribution to super when downsizing from the family home over the age of 65 will see many benefits of this sweet spot of the market with home maintenance kept at a minimum, a healthy balance between community living and the independence and privacy of a free standing property, the proximity to the services Rutherford Shopping Precinct offers and the access this price point offers without compromising on the quality of your home. For more information of what is available for downsizers of the age of 65 go to; https://www.moneysmart.gov.au/superannuation-and-retirement/income-sources-in-retirement/selling-the-family-home This property is proudly marketed by Mick Haggarty and Andrew Lange. Contact 0408 021 921 or 0403 142 320 for further information or to book your onsite inspection. Disclaimer: All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries. NB: Photos of internal finish differ from one villa to the next within the complex - used marketing purposes only due to multiple properties being available. First National Real Estate Maitland - We Put You First.