Nestled in the heart of Phillip Island, this centrally located gem offers a rare opportunity to embrace coastal living on a sprawling allotment of 949sqm (approximately). The single-level home features a well-designed open plan encompassing the kitchen, living, and dining areas, complemented by three bedrooms - two equipped with built-in robes - a family bathroom and a separate self contained bungalow. Step onto the north-facing deck to enjoy water views across Swan Bay, creating a great space for relaxation. Alternatively, take a short stroll to the popular nearby surf beach, just approximately 500 meters away, for a refreshing coastal experience. Adding to the property's appeal is the self-contained bungalow at the rear, providing versatility for guest accommodation or personal use. The convenience of a double garage and a single carport, with easy access from the rear, enhances the practicality of this offering. With an expansive front and rear yard, the property beckons the potential for future extensions or development (Subject to Council Approval), allowing you to tailor the space to your desires. Inside, enjoy the comfort and warmth provided by a wood fire, ceiling fan, and a modern dishwasher. This residence serves as an ideal investment property, holiday home, or permanent residence. Don't miss the chance to own this rare find in the sought-after Surf Beach locale. Contact us today to book in a private inspection and discover all this property has to offer. This property for sale in Surf Beach is proudly presented by Ray White Real Estate Phillip Island.